Student Rights and Responsibilities

As a student, you have the right to know:

  1. The types of financial aid programs available and how to apply for them.
  2. Procedures, deadlines and processing timeframes for submitting application(s) and other documentation for financial aid.
  3. The Cost of Attendance of your academic program, and how your financial aid package is calculated.
  4. The type and amount of assistance you will receive. You have the right to know how financial aid is distributed and the basis for these decisions.
  5. How and when financial aid is disbursed.
  6. That all application information is treated with the highest level of confidentiality in accordance with the Family Educational Rights and Privacy Act (FERPA).
  7. The contents of your financial aid file, in accordance with the Family Educational Rights and Privacy Act (FERPA), and request an appeal if you believe a mistake has been made.
  8. The eligibility criteria for awarding and disbursing aid. To learn more, please review your Financial Aid Notification and other Terms and Conditions.
  9. The conditions of any loan you accept. To learn more, please review your Financial Aid Notification and other Terms and Conditions.
  10. That you have the right to request a reduction or cancellation of your student loan. Remember that a student loan is a debt that must be repaid with interest; borrow only what you need.
  11. The interest rate of your loan, the total amount to be repaid (or not to be repaid), repayment procedures, when repayment begins, and the length of the repayment period.
  12. When we enter into an agreement with a potential student, or parent of a student regarding a Title IV, HEA loan, the loan will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders and institutions determined by the US Department of Education to be authorized users of the data system. The National Student Loan Data System (NSLDS) is a central database that tracks your financial aid history. NSLDS contains all of your Title IV aid history. Loan information will be submitted to NSLDS and it allows you and authorized agencies, lenders and institutions to view all types of funding from Federal grants, Federal Stafford loans, Direct loans, Perkins loans, and Plus loans. It tracks loan servicers, account numbers, current balances, loan status, disbursements, loan types, loan periods, interest rates, school name and contact information, grant history, and remaining eligibility.
  13. How Satisfactory Academic Progress (SAP) is determined, and what happens if you do not meet SAP.
  14. Requirements in the case of withdrawal, refunds, and repayment of financial aid. To learn more, please review the Return of Funds Policy.
  15. Your financial aid package will be reviewed upon your request if family and/or financial circumstances have changed.
  16. Campus security and crime statistics, which are available through the Office of Public Safety.

As a student, it is your responsibility to:

  1. Plan your enrollment effectively with the time frames in which you will receive financial aid. To be eligible, you must begin and end all coursework within the semester block you designate for your academic program. No coursework for your next semester block can begin until after the end date of your current semester block.
  2. Pay for any charges to your account not covered by financial aid. This includes unearned financial aid that must be returned if you withdraw early or fail to maintain your eligibility for financial aid while you are enrolled.
  3. Establish a personal spending plan to meet your educational and living expenses.
  4. Regularly review notifications sent to your email account and check with your Success Coach for information and updates about your financial aid.
  5. Provide correct information at all times. Reporting false information is a violation of the law and may be considered a criminal offense.
  6. Submit all forms required to complete the application process in a timely and accurate manner. Note: incomplete, insufficient and/or incorrect submissions will cause processing delays. We are unable to process rush requests for erroneous submissions.
  7. If you are a dependent student, you must keep your parents or guardians informed of all financial aid requirements and deadlines.
  8. Display behavior in accordance with the Code of Student Conduct when interacting with our staff.
  9. Read, understand, and retain copies of all information and/or forms that are sent to you and all other documents you sign.
  10. Accept responsibility and comply with the provisions of any aid received, as well as any promissory note(s) and all other agreements you sign.
  11. Notify us of all resources (especially outside resources) you receive that are not listed on your award letter.
  12. Keep us informed of any change of address, name or marital status while you are a student, and until all loans have been repaid in full.
  13. Use aid only for educational expenses related to attending Rio.
  14. Register and attend classes for the number of hours required for your aid disbursement.
  15. Demonstrate Satisfactory Academic Progress according to our established policies and standards if you intend to have continued access to Federal Student Aid.
  16. If you are a recipient of a Federal Stafford Loan, you must notify the lender should any of the following occur before the loan is repaid:
    • You change your address and/or phone number.
    • You graduate.
    • You withdraw from school or are enrolled less than half-time.
    • You change your name (e.g., maiden to married name).
    • You transfer to another college or university.